Palm Coast Homes under $400,000

Palm Coast Homes under $400,000

Welcome to Palm Coast, Florida – a hidden gem nestled along the stunning coastline of Flagler County. Known for its picturesque landscapes, vibrant community, and a relaxed lifestyle, Palm Coast offers the perfect blend of natural beauty and modern conveniences. With miles of pristine beaches, lush parks, and scenic waterways, this charming city is an outdoor enthusiast's paradise, where residents can enjoy activities such as kayaking, fishing, and hiking year-round.

For those seeking to plant roots in this idyllic setting, Palm Coast boasts an impressive selection of homes available for under $400,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you'll find a variety of options that cater to your needs and budget. From cozy single-family homes to spacious townhouses, many properties feature modern amenities, open floor plans, and beautiful outdoor spaces perfect for entertaining or relaxing in the Florida sunshine.

The community in Palm Coast is as inviting as its surroundings. With top-rated schools, a variety of shopping and dining options, and numerous recreational facilities, residents enjoy a high quality of life. Plus, with its strategic location between St. Augustine and Daytona Beach, you’re never far from exciting attractions and cultural experiences.

Discover the charm of Palm Coast and explore the wonderful homes available under $400,000. Start your journey to finding the perfect place to call home in this beautiful coastal city, where the sun shines bright and the community welcomes you with open arms!

Newest Palm Coast Homes under $400,000

126 Wandering Creek Way, Palm Coast
$349,990
4 Beds ⋅ 3 Baths ⋅ 2167669 MLS ⋅ 32164 Zip Code
Brand new, energy-efficient home available by Dec 2026! The Davenport floorplan offers a spacious layout with four bedrooms and three bathrooms. Enjoy a chef inspired kitchen with a large work island that overlooks the dining, great room and outdoor patio. Flagler Village Classic Series offers a variety of one-story and two-story, single-family homes with open-concept living spaces. Located just 15 minutes from Flagler Beach, residents can live the ideal coastal lifestyle while enjoying convenient access to everyday necessities at the Palm Coast Town Center. Community amenities include a cabana and resort-style pool. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

126 Wandering Creek Way, Palm Coast
8 Whippoorwill Drive, Palm Coast
$320,000
3 Beds ⋅ 2 Baths ⋅ 2167322 MLS ⋅ 32164 Zip Code
SPECTACULAR VALUE! Don't miss this spacious 3-bedroom, 2-bath home offering plenty of room and incredible potential! with an extra bedroom and bathroom separated at the porch. Whether you're looking for a primary residence, vacation home, or investment property, this one checks all the boxes. The open floor plan features a HUGE family room with the kitchen opening directly into the main living area, making it perfect for entertaining. Located in a great neighborhood close to shopping, restaurants, schools, and everyday conveniences—and only approximately 15 MINUTES TO FLAGLER BEACH! NO HOA means more freedom and flexibility, with excellent potential for a SHORT-TERM RENTAL, AIRBNB, LONG-TERM RENTAL, or your own Florida home. This home offers tremendous value. DON'T WAIT ON THIS ONE!

8 Whippoorwill Drive, Palm Coast
29 White Deer Lane, Palm Coast
$290,000
3 Beds ⋅ 2 Baths ⋅ 2167214 MLS ⋅ 32164 Zip Code
Welcome to 29 White Deer Ln, a spacious 3-bedroom, 2-bathroom home offering 1,551 square feet of comfortable living space in Palm Coast. Built in 1994 and situated on a generous 0.24-acre lot, this home features high ceilings that create an open and inviting atmosphere. The two-car garage provides convenient parking and additional storage space. With no HOA, you'll enjoy added flexibility and fewer restrictions. This home offers a great opportunity for buyers seeking space, comfort, and value in Palm Coast. Schedule your private showing today!

29 White Deer Lane, Palm Coast
50 Westfield Lane, Palm Coast
$329,000
3 Beds ⋅ 2 Baths ⋅ 2167191 MLS ⋅ 32164 Zip Code
GOLF COURSE LIVING WITH NO HOA! This beautifully refreshed Pine Lakes home sits on a premium lot just beyond the tee box of the Par 5 3rd hole, offering a beautiful golf-course backdrop with no neighbors directly behind you. Inside, the open-concept layout features luxury vinyl flooring throughout, an updated kitchen with granite countertops, refreshed bathrooms, and updated lanai flooring. Fresh landscaping adds to the curb appeal, while the 2024 HVAC provides added peace of mind. Start your mornings on the screened lanai with coffee and golf-course views, then enjoy the peaceful setting as the day winds down. Just minutes from shopping, dining, medical care, the Pine Lakes clubhouse, and Flagler Beach. A beautiful home, an unbeatable setting, and no HOA—this is Pine Lakes living at its best. Come see this beautiful home today and start planning to celebrate the holiday season here with family and friends!

50 Westfield Lane, Palm Coast
12 Westgable Place, Palm Coast
$265,000
2 Beds ⋅ 2 Baths ⋅ 2167083 MLS ⋅ 32164 Zip Code
Must SEE!! Welcome home to this charming 2-bedroom, 2-bath home in Palm Coast, ideally located on a peaceful cul-de-sac and just minutes from the ocean and beautiful Florida beaches. Enjoy the best of Palm Coast living with convenient access to shopping, dining, recreation, parks, and everyday amenities. The home offers a comfortable layout with two bedrooms and two full bathrooms, newer roof, split open floor plan, and great privacy, making it a great choice for a primary residence, vacation getaway, or investment property. The quiet cul-de-sac setting provides a more peaceful residential atmosphere while keeping you close to everything Palm Coast has to offer.

12 Westgable Place, Palm Coast
33 Enclave Avenue, Palm Coast
$382,268
4 Beds ⋅ 3 Baths ⋅ 2166881 MLS ⋅ 32164 Zip Code
Explore this must-see Slate model home! Included features: an inviting covered entry; a well-appointed kitchen offering a walk-in pantry, a center island and an adjacent dining area; an expansive great room; a beautiful primary suite showcasing an immense walk-in closet and a private bath; a laundry and a covered patio.

33 Enclave Avenue, Palm Coast
247 Bird Of Paradise Drive, Palm Coast
$299,900
4 Beds ⋅ 2 Baths ⋅ 2166871 MLS ⋅ 32137 Zip Code
Welcome home to 247 Bird of Paradise Dr! From the moment you arrive, you'll appreciate the comfortable setting and inviting feel of this well-kept Palm Coast residence. Offering 4 bedrooms, 2 bathrooms, and approximately 1,806 square feet of living space, this home provides the space and flexibility today's buyers are looking for. Inside, the layout offers an easy flow between the living areas, creating a comfortable setting for both everyday living and entertaining. The kitchen is conveniently positioned within the home, while the generously sized bedrooms provide plenty of room for family, guests, a home office, or whatever best fits your lifestyle. The primary suite offers a relaxing retreat, while three additional bedrooms provide plenty of versatility. An attached 2-car garage adds convenience, parking, and extra storage. Located in the Indian Trails neighborhood of Palm Coast, this home puts you close to shopping, dining, parks, schools, and the area's many outdoor recreational opportunities. Whether you're looking for your first home, a place to settle in and enjoy, or an opportunity to make a property your own, 247 Bird of Paradise Dr offers comfort, space, and a great Palm Coast location. Come take a look—you may just feel right at home! Some photos are virtually stage.

247 Bird Of Paradise Drive, Palm Coast
38 E Diamond Drive, Palm Coast
$369,000
3 Beds ⋅ 2 Baths ⋅ 2166797 MLS ⋅ 32164 Zip Code
Updated cinder block POOL home in Palm Coast with no HOA. Features new luxury vinyl plank flooring and fresh interior paint throughout. The open-concept kitchen includes a breakfast bar overlooking the living area. The primary bedroom offers a large walk-in closet, ceiling fan, and private access to the screened lanai and pool. Bathrooms feature high ceilings and skylights. The screened pool is approximately 7 feet deep, and the large pool patio provides space for a BBQ and outdoor seating. The property also includes a spacious, fully fenced backyard with a producing lemon tree. Roof replaced in 2022, water heater in 2019, HVAC in 2016, and newer vinyl fence. No HOA, NO CDDs and NO rental restrictions! LOCATION! LOCATION! Enjoy exceptional convenience with Publix, Target, TJ Maxx, Palm Coast Landing, restaurants, shopping, and Epic Theatres just minutes away. Seminole Woods Park, schools, the library, walking and biking trails, pharmacies, and medical facilities are also nearby. AdventHealth Palm Coast is approximately six minutes away, I-95 is easily accessible, and Flagler Beach is only about 10-15 minutes from the home. Palm Coast is a paradise for outdoor enthusiasts, where you can enjoy over 19 miles of uncrowded coastline, 125 miles of hiking and biking trails, 15+beautiful parks, world-class golfing and tennis facilities, as well as excellent fishing and boating opportunities. With your own private pool and everything Palm Coast has to offer within easy reach, this could be the home you have been waiting for.

38 E Diamond Drive, Palm Coast
39 White House Drive, Palm Coast
$340,000
3 Beds ⋅ 2 Baths ⋅ 2166591 MLS ⋅ 32164 Zip Code
Welcome to 39 White House Drive, an impeccably maintained 2018-built home offering 3 bedrooms, 2 bathrooms, and true move-in-ready convenience. Thoughtfully upgraded throughout, this home features durable ceramic tile flooring, a tile roof, granite countertops in the kitchen, bathrooms, and laundry room, Swiss Franke sinks, and upgraded Kohler plumbing fixtures and faucets. The well-equipped kitchen includes Bosch appliances, including the refrigerator and dishwasher, along with a propane gas range. Hurricane-impact windows and doors and a concrete tile roof provide added durability and peace of mind. Additional highlights include Maytag washer and dryer, window treatments, and a well and irrigation system. Meticulously cared for and beautifully appointed, this home is ready for its new owners..simply unpack and enjoy! Palm Coast offers the perfect blend of coastal charm and everyday convenience, with beautiful beaches, parks, trails, golf, boating, and local dining nearby. Convenient access to I-95 places you between Daytona Beach and Jacksonville, making it easy to enjoy everything Northeast Florida has to offer

39 White House Drive, Palm Coast
100 Ryan Drive, Palm Coast
$343,900
4 Beds ⋅ 2 Baths ⋅ 2166130 MLS ⋅ 32164 Zip Code
VA ASSUMABLE LOAN AT 4.99%' Skip the wait for now and enjoy this move in ready 2023 DR Horton Cali with upgrade already in place' This 4BR/2BA single story home offers an open floor plan with a spacious kitchen offering white cabinetry, modern appliances and large center island. Ceiling fans are installed, throughout the garage has an polyurea-coated floor and the front and backyard feature a sprinkler system. Enjoy added with no REAR NEIGHBORS- THE LAND directly behind the home is not buildable, creating a peaceful primary suite with a walk-in closet, dual vanities, and a walk-in shower. Interior laundry and flexible secondary bedrooms provide plenty of space for quests or a home office. NO HOA! Convenient to shopping, dining, beaches, St. Augustine and Daytona Beach.

100 Ryan Drive, Palm Coast
35 Garni Drive, Palm Coast
$379,990
4 Beds ⋅ 2 Baths ⋅ 2165528 MLS ⋅ 32137 Zip Code
Brand new, energy-efficient home available by Dec 2026! The Azalea offers an open concept plan with 4 bedrooms, 2 bathrooms, and a 2-car garage. Prepare dinner from this home's open kitchen which overlooks a large great room and dining area. Colbert Landings - Reserve Series blends the best of Palm Coast living with beautifully crafted single-family homes and an unbeatable location near the coast. Less than three miles from Flagler Beach, homeowners can easily enjoy beach days, waterfront dining, and endless opportunities for outdoor recreation. Community amenities include a resort-style pool, cabana, and pickleball courts. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

35 Garni Drive, Palm Coast
61 Zinnia Trail, Palm Coast
$349,999
4 Beds ⋅ 2 Baths ⋅ 2165231 MLS ⋅ 32164 Zip Code
WHY SETTLE FOR ORDINARY WHEN THE UPGRADES ARE ALREADY DONE? Welcome to 61 Zinnia Trail, a move-in-ready 4-bedroom, 2-bath Palm Coast home offering the space, updates, and energy-saving features today's buyers are searching for! One of the biggest highlights? FULLY PAID-OFF SOLAR PANELS giving the new owner the opportunity to enjoy the benefits of solar without taking over a solar loan or lease! Inside, you'll find a bright and functional floor plan with quartz countertops, a stylish kitchen backsplash, stainless steel appliances, and tile flooring throughout the main living areas. The spacious primary suite includes a beautifully tiled walk-in shower, granite countertops, and an Extra Large Walk-In Closet. With 3 additional bedrooms you'll have flexibility for guests, a home office, or growing household needs. Step outside and you'll quickly see why this home stands apart! Enjoy Florida living from the spacious SCREENED LANAI overlooking a FULLY FENCED BACKYARD and brick paver area already set up for fire-pit perfect for entertaining, pets, gardening, or simply relaxing in your own private outdoor space. A storage shed adds even more functionality for tools, lawn equipment, and outdoor gear. Additional features include a whole-home water filtration system, ample closet space, and a 2-car garage. Thoughtfully maintained and packed with valuable features, this is more than just another house on the market, it's a home designed for comfortable Florida living with upgrades buyers can appreciate from day one. PAID-OFF SOLAR. FULLY FENCED YARD. SCREENED LANAI. 4 BEDROOMS. MOVE-IN READY. Don't wait for someone else to call it home schedule your private showing today!

61 Zinnia Trail, Palm Coast
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