32095 Homes under $400,000

32095 Homes under $400,000

Welcome to the enchanting zip code 32095, nestled in the heart of St. Johns County, Florida, and part of the historic city of St. Augustine. Known for its captivating blend of rich history and modern amenities, this area offers a unique lifestyle that appeals to families, retirees, and everyone in between.

One of the standout features of the 32095 zip code is the availability of beautiful homes under $400,000. Whether you’re a first-time homebuyer, looking to downsize, or seeking a charming vacation retreat, there are plenty of options to explore. From cozy townhomes to spacious single-family residences, these homes provide a fantastic opportunity to settle in a community that boasts both charm and accessibility.

Living in this vibrant area means you’re never far from the stunning beaches, lush parks, and cultural landmarks that St. Augustine is famous for. Imagine leisurely strolls through the historic district, enjoying local dining experiences, or spending weekends basking in the sun on pristine coastlines. Plus, with a strong sense of community and excellent schools, families will find the perfect environment for their children to thrive.

With its affordable housing options and a lifestyle that combines history, recreation, and community spirit, the 32095 zip code is a hidden gem waiting to be discovered. Come explore the possibilities and find your dream home in this picturesque corner of Florida!

Newest 32095 Homes under $400,000

421 Mango Circle, St. Augustine
$317,000
3 Beds ⋅ 2 Baths ⋅ 2167413 MLS ⋅ 32095 Zip Code
NO CDD FEES, concrete block construction, a high-and-dry corner lot, and meticulous condition make this 3-bedroom, 2-bath home an exceptional opportunity! Move right in and enjoy the peace of mind of a well-maintained home featuring a 2017 roof, HVAC approximately 5 years old, and a Tesla charger already installed. Relax on the screened patio and enjoy Florida living year-round. Located in a highly desirable and growing area with convenient access to shopping, dining, and I-95 for an easy commute. Historic St. Augustine, local attractions, and several beautiful area beaches are just a short drive away. With solid construction, a great location, modern convenience, and NO CDD fees, this home checks all the boxes. Schedule your private showing today!

421 Mango Circle, St. Augustine
175 Seaport Breeze Road, St. Augustine
$305,000
2 Beds ⋅ 3 Baths ⋅ 2167130 MLS ⋅ 32095 Zip Code
Welcome home to this beautiful 2-bedroom, 2.5-bath townhome in the desirable Bridgewater community! Built just 2 years ago, this home offers a modern, low-maintenance lifestyle with an open and inviting floor plan. The kitchen features crisp white quartz countertops, modern finishes, and plenty of space for cooking and entertaining. Upstairs, you'll find two comfortable bedrooms, each with convenient access to a full bathroom. One of the best features of this home is the peaceful backyard setting—step outside and enjoy a private view overlooking the pond and mature trees with no homes directly behind you. Complete with a 1-car garage and newer construction, this move-in-ready townhome offers the perfect combination of comfort, privacy, and convenience. Located just minutes from a wide variety of retail shopping, dining, and everyday conveniences, this home puts everything you need within easy reach while still offering a peaceful setting to come home to.

175 Seaport Breeze Road, St. Augustine
67 Posadas Lane, St. Augustine
$399,990
4 Beds ⋅ 3 Baths ⋅ 2166896 MLS ⋅ 32095 Zip Code
Welcome to this inviting 4 bedrooms home offering 1975 SF of comfortable living space in the desirable Cordova Palms community of St Augustine. With a spacious and functional layout, high foot ceilings and great kitchen layout, this home offers the perfect blend of comfort, convenience and community living. Enjoy a great location with easy access to shopping, dining, schools, major roadways and short drive to St Augustine beaches. Residents can also enjoy the community amenities: clubhouse, Gym, Pool, Playground, Splash Pad, Dog Park, creating a wonderful setting for relaxation and recreation. Whether you're looking for your next home or a place to enjoy Florida lifestyle, this property is a fantastic opportunity. Schedule your showing today!!!! New pics coming soon Closing at Summit Title North Florida. Pictures coming soon

67 Posadas Lane, St. Augustine
313 Brazil Drive, St. Augustine
$326,000
3 Beds ⋅ 2 Baths ⋅ 2166551 MLS ⋅ 32095 Zip Code
Welcome to easy, low-maintenance living in Eagle Creek! This charming 3-bedroom, 2-bathroom single-level home sits on a desirable corner lot and offers a comfortable layout with no carpet throughout. A screened front porch provides the perfect spot to enjoy your morning coffee or unwind outdoors. Step inside to an open living room filled with natural light and highlighted by a vaulted ceiling, creating an inviting sense of space. The primary suite features an en suite bathroom with a walk-in shower and walk-in closet, while two additional bedrooms offer flexibility for guests, hobbies, or a home office/flex room. Outside, the low-maintenance front and backyard make enjoying your home simple. The community pool and playground are conveniently located less than 50 yards away, putting neighborhood amenities just steps from your front door. With low HOA fees and no CDD fees, Eagle Creek offers added value along with a convenient St. Augustine location. Just minutes from Vilano Beach and historic downtown St. Augustine, this home is perfectly positioned to enjoy the best of the area's beaches, dining, shopping, and historic charm. Don't miss the opportunity to make this inviting Eagle Creek home your own!

313 Brazil Drive, St. Augustine
122 Brybar Drive, St. Augustine
$399,000
3 Beds ⋅ 2 Baths ⋅ 2166508 MLS ⋅ 32095 Zip Code
Welcome to Creekside at Twin Creeks, Where Comfort Meets Lifestyle! Situated in the heart of St. Johns County, this beautifully maintained 3-bedroom, 2-bathroom home blends modern upgrades with the charm of Florida outdoor living. Step into your backyard oasis, featuring serene pond views and an expansive paver patio designed for both relaxation and entertainment. Complete with a jacuzzi, built-in flat top grill, and a privacy wall. The covered grilling area is built to impress with durable metal framing, tile finishes, a marble countertop, stylish backsplash, and a premium flat top grill. Stainless steel cabinet features include a vented hood, storage drawers, and under-counter storage with a modern outdoor sink. Relax with accent lighting LED lanai lights, solar lighting, Govee smart lights, and Bluetooth speakers, perfect for evening hangouts, cookouts, and gardening alike. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.

122 Brybar Drive, St. Augustine
131 Tidal Beach Avenue, St. Augustine
$259,000
2 Beds ⋅ 3 Baths ⋅ 2165527 MLS ⋅ 32095 Zip Code
OPEN HOUSE 10/3/2026 FROM 1-3PM!! Tucked into the newer section/2nd entrance of Bridgewater, you'll find this 2024 construction townhome with gleaming white quartz kitchen counters, creative backsplash and shining stainless steel appliances. Tile flooring throughout the entire first floor adds to the open and airy feeling! Additional shelving was added in the pantry and the laundry closet to maximize storage. Open floorplan allows you views of the park-like backyard to the pond and fountain that lights up at night - from all rear (and EAST)-facing windows. Upgraded lighting and mirrors in all bathrooms! The thoughtful layout of the upstairs, with two primary suites, offers relaxation, comfort and privacy. Attached one car garage with guest/overflow parking across the street!

131 Tidal Beach Avenue, St. Augustine
60 Sandoval Lane, St. Augustine
$345,000
3 Beds ⋅ 2 Baths ⋅ 2165490 MLS ⋅ 32095 Zip Code
Home is a Shortsale and subject to lienholder approval. CDD Bond has been paid off on this property. Welcome to this beautifully maintained 2023-built home in the desirable Cordova Palms community of St. Augustine! Offering 3 bedrooms, 2 bathrooms and 1,708 square feet, this thoughtfully designed residence features a bright, open-concept layout ideal for everyday living and entertaining. Enjoy resort-style amenities, including a zero-entry/lap pool, fitness center, clubhouse, pickleball courts, playground, dog park and walking paths. Conveniently located near US-1 and I-95, with easy access to shopping, dining, historic downtown St. Augustine, area beaches, Ponte Vedra and Jacksonville. Experience modern comfort, outstanding community amenities and a prime St. Johns County location--schedule your private showing today!

60 Sandoval Lane, St. Augustine
5249 Big Oak Road S, St. Augustine
$210,000
3 Beds ⋅ 2 Baths ⋅ 2164907 MLS ⋅ 32095 Zip Code
Set on approximately 1.08 private acres in growing St. Johns County, this property offers space, privacy, and potential near St. Augustine and World Golf Village. The existing 3-bedroom, 2-bath manufactured home provides 2,128 square feet for a hands-on buyer ready to renovate, create a private homestead, establish a multigenerational setup, or enjoy room for a home office, hobbies, equipment, boats, or RVs. Investors and builders: explore redevelopment potential. Property is served by well and septic; septic was pumped last year. Updates include a metal roof approximately four years old, HVAC approximately two years old, water heater under one year old, and newer water lines. Multiple sheds and carports provide storage and workspace. Tucked-away setting with convenient access to St. Augustine, shopping, dining, major roadways, and World Golf Village. Sold as-is, seller will make no repairs.

5249 Big Oak Road S, St. Augustine
130 Calle El Jardin Unit 104, St. Augustine
$259,900
3 Beds ⋅ 2 Baths ⋅ 2164596 MLS ⋅ 32095 Zip Code
Enjoy easy, low-maintenance living in this beautifully refreshed ground-floor condo within Avila at Palencia, a private gated condominium community. Offering 3 bedrooms, 2 full bathrooms, and 1,383 square feet, the Cordoba floor plan features a desirable split-bedroom layout with no stairs and convenient step-out access. The freshly updated interior includes luxury vinyl plank flooring, new blinds, fresh paint, two new bathroom vanities, brushed nickel faucets, new showerheads, two new toilets in July 2026, updated lighting, and ceiling fans. The kitchen offers granite countertops, along with a new refrigerator installed in January 2026 and a brand new microwave. The HVAC was replaced in 2023 and professionally serviced in August 2026. Relax on the screened lanai with its new ceiling fan, or enjoy the added privacy of the pocket door connecting the primary suite to its bathroom. Hurricane shutters are conveniently stored in the lanai closet. The condo also includes covered parking, with accessible parking located nearby, and the association manages the termite bond. Avila residents enjoy a private neighborhood pool along with access to Palencia's outstanding amenities, including family and adult pools, a splash pad, waterslide, fitness center, lap pool, pickleball and tennis courts, playgrounds, athletic fields, community classes and events. Explore the nearly one-mile Tolomato River Boardwalk through Palencia's natural marsh setting to the fishing pier along the Intracoastal Waterway. Membership opportunities are also available at the Arthur Hills designed Palencia Club golf course. Palencia Elementary is located within the community, while Publix, Starbucks, restaurants, salons, and everyday services are just outside the neighborhood. Flagler College, historic downtown St. Augustine, Northeast Florida beaches, I-95, and Jacksonville are all within convenient reach. This move-in-ready condo brings together thoughtful updates, ground-floor convenience, gated privacy, and the resort-style Palencia lifestyle.

130 Calle El Jardin Unit 104, St. Augustine
201 North Boulevard, St. Augustine
$310,000
3 Beds ⋅ 2 Baths ⋅ 2164588 MLS ⋅ 32095 Zip Code
Welcome to this beautifully appointed 3-bedroom, 2. bath home offering 1,170 sq. ft. of comfortable living space in the heart of St. Augustine! From the moment you arrive, the inviting front porch sets the tone for a home that perfectly blends charm, comfort, and convenience. Inside, you'll find a bright, welcoming layout with stylish vinyl plank flooring throughout the main living areas, creating a clean and cohesive look while offering easy maintenance. The kitchen is designed for both everyday living and entertaining, featuring stainless steel appliances, beautiful countertops, ample cabinetry, and plenty of workspace for the home chef. The spacious living area provides a comfortable place to relax, while the well-appointed bedrooms offer room for family, guests, or a home office. Thoughtful finishes and a neutral color palette make this home truly move-in ready. Step outside and enjoy your morning coffee or unwind in the evening on the covered front porch--a wonderful spot to take in the neighborhood and enjoy the laid-back St. Augustine lifestyle. Location is everything, and this home puts you close to shopping, dining, entertainment, and everyday conveniences, while also offering easy access to the charm and history of historic St. Augustine. Spend your weekends exploring the historic district, enjoying local restaurants and attractions, or soaking up the Florida sunshine.

201 North Boulevard, St. Augustine
53 Wading Ibis Road, St. Augustine
$235,000
2 Beds ⋅ 3 Baths ⋅ 2164463 MLS ⋅ 32095 Zip Code
Don't wait to build! This nearly new, beautifully upgraded 2-bedroom, 2.5-bath townhome in Stokes Landing offers an open-concept floor plan featuring wood-look Luxury Vinyl Plank flooring, tall ceilings, abundant storage, and energy-efficient doors and windows. The chef's kitchen shines with a quartz center island, crisp white cabinetry and stainless steel appliances. The inviting living room offers peaceful backyard views. Retreat to the primary suite featuring a walk-in closet and en suite with walk-in shower. Bedroom 2 offers its own walk-in closet and private en suite bath with a tub/shower. Step outside to the screened, covered lanai - an ideal space to relax, unwind, and entertain - it even has an outdoor storage room. The backyard with partial fencing provides plenty of room to play and enjoy the Florida sunshine. Additional perks include a designated parking space, plus termite bond and lawn care covered by the HOA. Ideally located just minutes from historic downtown St Augustine, Stokes Landing offers convenient access to dining, shopping, and entertainment, along with easy access to US-1 and I-95 for a convenient commute to Jacksonville and surrounding areas. Zoned for highly rated St. Johns County schools and just a short drive to historic landmarks and nearby beaches, this townhome offers an inviting opportunity to enjoy St. Augustine's vibrant coastal lifestyle.

53 Wading Ibis Road, St. Augustine
331 Tamar Court, St. Augustine
$349,900
3 Beds ⋅ 3 Baths ⋅ 2164014 MLS ⋅ 32095 Zip Code
Welcome to 331 Tamar Court, a beautifully maintained townhome tucked away on a quiet cul-de-sac in the highly desirable Beacon Lake community. Immaculately cared for and truly move-in ready, this charming home offers an exceptional opportunity for buyers looking for value, privacy, and access to outstanding amenities. Enjoy peaceful pond views from the rear of the home, complemented by an additional privacy fence separating the property from the neighboring home. The location is hard to beat, with the spectacular Beacon Lake Amenity Center just a convenient 0.5-mile drive away, offering residents access to the community's impressive resort-style amenities. Ideally located close to shopping, restaurants, and everyday conveniences, with quick and easy access to I-95, making commutes and trips throughout St. Johns County and beyond a breeze.

331 Tamar Court, St. Augustine
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