32164 Homes under $400,000

32164 Homes under $400,000

Welcome to Palm Coast, Florida, a hidden gem nestled in the heart of Flagler County, where the zip code 32164 invites you to explore a vibrant community brimming with opportunities. Known for its picturesque landscapes and coastal charm, Palm Coast is the perfect place to call home, especially for those seeking affordable housing options.

In this beautiful area, you’ll find an impressive selection of homes under $400,000, making it an ideal destination for first-time buyers, families, and retirees alike. Whether you’re looking for a cozy single-family home with a spacious backyard or a modern townhouse with all the amenities, Palm Coast has something to suit every lifestyle and budget.

The community is not just about affordability; it also offers a quality of life that is hard to beat. With stunning beaches just a short drive away, lush parks, and a plethora of recreational activities, residents can enjoy the great outdoors year-round. The scenic trails and waterways make it a haven for nature lovers and outdoor enthusiasts.

Conveniently located, Palm Coast provides easy access to major highways, ensuring that you’re never far from the hustle and bustle of nearby cities like Daytona Beach and St. Augustine. With its friendly atmosphere, excellent schools, and a variety of shopping and dining options, Palm Coast is a place where you can truly feel at home.

Discover the charm of Palm Coast and explore the wonderful homes available in zip code 32164, where your dream of affordable living in sunny Florida can become a reality!

Newest 32164 Homes under $400,000

126 Wandering Creek Way, Palm Coast
$349,990
4 Beds ⋅ 3 Baths ⋅ 2167669 MLS ⋅ 32164 Zip Code
Brand new, energy-efficient home available by Dec 2026! The Davenport floorplan offers a spacious layout with four bedrooms and three bathrooms. Enjoy a chef inspired kitchen with a large work island that overlooks the dining, great room and outdoor patio. Flagler Village Classic Series offers a variety of one-story and two-story, single-family homes with open-concept living spaces. Located just 15 minutes from Flagler Beach, residents can live the ideal coastal lifestyle while enjoying convenient access to everyday necessities at the Palm Coast Town Center. Community amenities include a cabana and resort-style pool. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

126 Wandering Creek Way, Palm Coast
8 Whippoorwill Drive, Palm Coast
$320,000
3 Beds ⋅ 2 Baths ⋅ 2167322 MLS ⋅ 32164 Zip Code
SPECTACULAR VALUE! Don't miss this spacious 3-bedroom, 2-bath home offering plenty of room and incredible potential! with an extra bedroom and bathroom separated at the porch. Whether you're looking for a primary residence, vacation home, or investment property, this one checks all the boxes. The open floor plan features a HUGE family room with the kitchen opening directly into the main living area, making it perfect for entertaining. Located in a great neighborhood close to shopping, restaurants, schools, and everyday conveniences—and only approximately 15 MINUTES TO FLAGLER BEACH! NO HOA means more freedom and flexibility, with excellent potential for a SHORT-TERM RENTAL, AIRBNB, LONG-TERM RENTAL, or your own Florida home. This home offers tremendous value. DON'T WAIT ON THIS ONE!

8 Whippoorwill Drive, Palm Coast
29 White Deer Lane, Palm Coast
$290,000
3 Beds ⋅ 2 Baths ⋅ 2167214 MLS ⋅ 32164 Zip Code
Welcome to 29 White Deer Ln, a spacious 3-bedroom, 2-bathroom home offering 1,551 square feet of comfortable living space in Palm Coast. Built in 1994 and situated on a generous 0.24-acre lot, this home features high ceilings that create an open and inviting atmosphere. The two-car garage provides convenient parking and additional storage space. With no HOA, you'll enjoy added flexibility and fewer restrictions. This home offers a great opportunity for buyers seeking space, comfort, and value in Palm Coast. Schedule your private showing today!

29 White Deer Lane, Palm Coast
50 Westfield Lane, Palm Coast
$329,000
3 Beds ⋅ 2 Baths ⋅ 2167191 MLS ⋅ 32164 Zip Code
GOLF COURSE LIVING WITH NO HOA! This beautifully refreshed Pine Lakes home sits on a premium lot just beyond the tee box of the Par 5 3rd hole, offering a beautiful golf-course backdrop with no neighbors directly behind you. Inside, the open-concept layout features luxury vinyl flooring throughout, an updated kitchen with granite countertops, refreshed bathrooms, and updated lanai flooring. Fresh landscaping adds to the curb appeal, while the 2024 HVAC provides added peace of mind. Start your mornings on the screened lanai with coffee and golf-course views, then enjoy the peaceful setting as the day winds down. Just minutes from shopping, dining, medical care, the Pine Lakes clubhouse, and Flagler Beach. A beautiful home, an unbeatable setting, and no HOA—this is Pine Lakes living at its best. Come see this beautiful home today and start planning to celebrate the holiday season here with family and friends!

50 Westfield Lane, Palm Coast
12 Westgable Place, Palm Coast
$265,000
2 Beds ⋅ 2 Baths ⋅ 2167083 MLS ⋅ 32164 Zip Code
Must SEE!! Welcome home to this charming 2-bedroom, 2-bath home in Palm Coast, ideally located on a peaceful cul-de-sac and just minutes from the ocean and beautiful Florida beaches. Enjoy the best of Palm Coast living with convenient access to shopping, dining, recreation, parks, and everyday amenities. The home offers a comfortable layout with two bedrooms and two full bathrooms, newer roof, split open floor plan, and great privacy, making it a great choice for a primary residence, vacation getaway, or investment property. The quiet cul-de-sac setting provides a more peaceful residential atmosphere while keeping you close to everything Palm Coast has to offer.

12 Westgable Place, Palm Coast
33 Enclave Avenue, Palm Coast
$382,268
4 Beds ⋅ 3 Baths ⋅ 2166881 MLS ⋅ 32164 Zip Code
Explore this must-see Slate model home! Included features: an inviting covered entry; a well-appointed kitchen offering a walk-in pantry, a center island and an adjacent dining area; an expansive great room; a beautiful primary suite showcasing an immense walk-in closet and a private bath; a laundry and a covered patio.

33 Enclave Avenue, Palm Coast
38 E Diamond Drive, Palm Coast
$369,000
3 Beds ⋅ 2 Baths ⋅ 2166797 MLS ⋅ 32164 Zip Code
Updated cinder block POOL home in Palm Coast with no HOA. Features new luxury vinyl plank flooring and fresh interior paint throughout. The open-concept kitchen includes a breakfast bar overlooking the living area. The primary bedroom offers a large walk-in closet, ceiling fan, and private access to the screened lanai and pool. Bathrooms feature high ceilings and skylights. The screened pool is approximately 7 feet deep, and the large pool patio provides space for a BBQ and outdoor seating. The property also includes a spacious, fully fenced backyard with a producing lemon tree. Roof replaced in 2022, water heater in 2019, HVAC in 2016, and newer vinyl fence. No HOA, NO CDDs and NO rental restrictions! LOCATION! LOCATION! Enjoy exceptional convenience with Publix, Target, TJ Maxx, Palm Coast Landing, restaurants, shopping, and Epic Theatres just minutes away. Seminole Woods Park, schools, the library, walking and biking trails, pharmacies, and medical facilities are also nearby. AdventHealth Palm Coast is approximately six minutes away, I-95 is easily accessible, and Flagler Beach is only about 10-15 minutes from the home. Palm Coast is a paradise for outdoor enthusiasts, where you can enjoy over 19 miles of uncrowded coastline, 125 miles of hiking and biking trails, 15+beautiful parks, world-class golfing and tennis facilities, as well as excellent fishing and boating opportunities. With your own private pool and everything Palm Coast has to offer within easy reach, this could be the home you have been waiting for.

38 E Diamond Drive, Palm Coast
39 White House Drive, Palm Coast
$340,000
3 Beds ⋅ 2 Baths ⋅ 2166591 MLS ⋅ 32164 Zip Code
Welcome to 39 White House Drive, an impeccably maintained 2018-built home offering 3 bedrooms, 2 bathrooms, and true move-in-ready convenience. Thoughtfully upgraded throughout, this home features durable ceramic tile flooring, a tile roof, granite countertops in the kitchen, bathrooms, and laundry room, Swiss Franke sinks, and upgraded Kohler plumbing fixtures and faucets. The well-equipped kitchen includes Bosch appliances, including the refrigerator and dishwasher, along with a propane gas range. Hurricane-impact windows and doors and a concrete tile roof provide added durability and peace of mind. Additional highlights include Maytag washer and dryer, window treatments, and a well and irrigation system. Meticulously cared for and beautifully appointed, this home is ready for its new owners..simply unpack and enjoy! Palm Coast offers the perfect blend of coastal charm and everyday convenience, with beautiful beaches, parks, trails, golf, boating, and local dining nearby. Convenient access to I-95 places you between Daytona Beach and Jacksonville, making it easy to enjoy everything Northeast Florida has to offer

39 White House Drive, Palm Coast
100 Ryan Drive, Palm Coast
$343,900
4 Beds ⋅ 2 Baths ⋅ 2166130 MLS ⋅ 32164 Zip Code
VA ASSUMABLE LOAN AT 4.99%' Skip the wait for now and enjoy this move in ready 2023 DR Horton Cali with upgrade already in place' This 4BR/2BA single story home offers an open floor plan with a spacious kitchen offering white cabinetry, modern appliances and large center island. Ceiling fans are installed, throughout the garage has an polyurea-coated floor and the front and backyard feature a sprinkler system. Enjoy added with no REAR NEIGHBORS- THE LAND directly behind the home is not buildable, creating a peaceful primary suite with a walk-in closet, dual vanities, and a walk-in shower. Interior laundry and flexible secondary bedrooms provide plenty of space for quests or a home office. NO HOA! Convenient to shopping, dining, beaches, St. Augustine and Daytona Beach.

100 Ryan Drive, Palm Coast
61 Zinnia Trail, Palm Coast
$349,999
4 Beds ⋅ 2 Baths ⋅ 2165231 MLS ⋅ 32164 Zip Code
WHY SETTLE FOR ORDINARY WHEN THE UPGRADES ARE ALREADY DONE? Welcome to 61 Zinnia Trail, a move-in-ready 4-bedroom, 2-bath Palm Coast home offering the space, updates, and energy-saving features today's buyers are searching for! One of the biggest highlights? FULLY PAID-OFF SOLAR PANELS giving the new owner the opportunity to enjoy the benefits of solar without taking over a solar loan or lease! Inside, you'll find a bright and functional floor plan with quartz countertops, a stylish kitchen backsplash, stainless steel appliances, and tile flooring throughout the main living areas. The spacious primary suite includes a beautifully tiled walk-in shower, granite countertops, and an Extra Large Walk-In Closet. With 3 additional bedrooms you'll have flexibility for guests, a home office, or growing household needs. Step outside and you'll quickly see why this home stands apart! Enjoy Florida living from the spacious SCREENED LANAI overlooking a FULLY FENCED BACKYARD and brick paver area already set up for fire-pit perfect for entertaining, pets, gardening, or simply relaxing in your own private outdoor space. A storage shed adds even more functionality for tools, lawn equipment, and outdoor gear. Additional features include a whole-home water filtration system, ample closet space, and a 2-car garage. Thoughtfully maintained and packed with valuable features, this is more than just another house on the market, it's a home designed for comfortable Florida living with upgrades buyers can appreciate from day one. PAID-OFF SOLAR. FULLY FENCED YARD. SCREENED LANAI. 4 BEDROOMS. MOVE-IN READY. Don't wait for someone else to call it home schedule your private showing today!

61 Zinnia Trail, Palm Coast
9 Pine Bush Lane, Palm Coast
$332,500
3 Beds ⋅ 2 Baths ⋅ 2165226 MLS ⋅ 32164 Zip Code
WELCOME TO 9 PALM BUSH LANE! Located in Palm Coast's desirable and convenient P Section, this beautifully maintained 2023 Seagate home offers easy one-level living with 3 bedrooms, 2 full baths, a 2-car garage and an open, split-bedroom design. The upgraded kitchen features granite countertops, stainless steel appliances and beautiful cabinetry, opening to bright living and dining areas where vaulted ceilings and abundant natural light create an open, airy feel. The secluded owner's suite offers a tray ceiling, sizable walk-in closet and raised vanity with upgraded cabinetry. Ceramic tile flows through the main living areas with carpet in the bedrooms. Outside, enjoy a fully fenced .23-acre lot and spacious backyard with plenty of room for a future pool, extended patio or outdoor living space. Beautifully maintained and only three years young, this is more than a move-in-ready home--it's a place to settle in, make memories and truly make your own.

9 Pine Bush Lane, Palm Coast
5 Edwin Lane, Palm Coast
$329,900
3 Beds ⋅ 2 Baths ⋅ 2165169 MLS ⋅ 32164 Zip Code
MID-CENTURY MODERN CHARM IN PALM COAST! Located in desirable Easthampton area of Palm Coast, this home is tucked among Cypress Knoll Golf & Country Club community. It offers the appeal of golf-course area w/out HOA, or membership fees. Inside discover distinctive mid-century modern touches, stylish kitchen w/eating area, unique stained-glass accents, FP featuring eye-catching colored glass doors. 3 sets of French doors open to approx. 400 sq. ft. enclosed, air-conditioned & heated lanai featuring beautiful stained-glass windows-exceptional space for entertaining & enjoying year-round indoor/outdoor living. Hurricane protection panels included for lanai windows. Additional features include plantation shutters in front bedrooms, irrigation system, water filtration system, fenced backyard & garden shed. Roof & HVAC replaced 2019, water heater replaced 2026.Truly distinctive home w/ character & features you won't find in every Palm Coast property! Seller with consider contributing to buyers Closing Cost and/or Prepaids

5 Edwin Lane, Palm Coast
Start Your Search
© 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved. This data is up-to-date as of . For the most current information, contact Vreeland Real Estate.