32202 Homes under $400,000

32202 Homes under $400,000

Welcome to the vibrant and historic heart of Jacksonville, Florida, where the zip code 32202 offers a unique blend of urban convenience and Southern charm. Nestled in Duval County, this area is not only the gateway to the city's rich cultural tapestry but also a fantastic place to call home, especially for those seeking affordable living options.

In 32202, you can find an array of homes priced under $400,000, making it an ideal choice for first-time buyers, young professionals, and families looking to settle in a dynamic community without breaking the bank. From charming bungalows to modern townhomes, the housing options cater to diverse tastes and lifestyles. Plus, with the revitalization of downtown Jacksonville, residents enjoy easy access to an eclectic mix of restaurants, shops, and entertainment venues, ensuring there’s always something to explore.

Living in 32202 means embracing a lifestyle filled with convenience and excitement. The area is well-connected to public transportation and major highways, making commutes a breeze. Nature enthusiasts will appreciate the nearby parks and waterfront spaces, perfect for leisurely strolls or weekend picnics.

In addition to its affordability, the community spirit in 32202 is palpable. Neighbors become friends, and local events foster a sense of belonging that makes this area truly special. Whether you're looking for your first home or an investment opportunity, 32202 in Jacksonville, FL, is a hidden gem waiting to be discovered. Come experience the charm and potential of this thriving community!

Newest 32202 Homes under $400,000

311 W Ashley Street Unit 912, Jacksonville
$93,000
1 Baths ⋅ 2166703 MLS ⋅ 32202 Zip Code
FULLY FURNISHED & TURNKEY studio with spectacular 9th-floor skyline views and stunning sunsets! Perfect urban retreat or investment asset in the heart of Downtown Jacksonville. This stylish loft comes beautifully furnished and ready to occupy. Located in the Residences at City Place, the building features 24-hour controlled entry, on-site security, and a equipped fitness center. Enjoy an unbeatable walk-to-everything location blocks from the Courthouse, Main Library, local dining, concerts, and the Riverwalk. Only 5 mins to EverBank Stadium, Baptist MD Anderson, and Riverside's Brooklyn Station, and 6 mins to Wolfson Children's Hospital. Seller is a licensed real estate agent.

311 W Ashley Street Unit 912, Jacksonville
1133 Albert Street, Jacksonville
$199,900
6 Beds ⋅ 2 Baths ⋅ 2163064 MLS ⋅ 32202 Zip Code
RARE OPPORTUNITY in the heart of Downtown Jacksonville! High-potential investment, rental cash-flow, or redevelopment play situated across from the Stadium. Perfect for short-term rentals or long-term portfolio growth in a rapidly developing entertainment district. The property features two separate structures on one lot, both with newer roofs and independent utility meters for water and electric.Structure 1: Spacious 1,050 sq ft 3-bed, 1-bath single-family home. Features several updates; needs minor repairs/turn work as the tenant just vacated. Structure 2: Unique 1,501 sq ft 2-story, 3-bed, 1-bath single-family home ready to be brought back to life (newer roof, needs full renovation).Live in one and rent the other, lease both for maximum ROI hold for long-term appreciation directly in the path of downtown's major sports growth. Do not miss out on this downtown gem!

1133 Albert Street, Jacksonville
311 W Ashley Street Unit 1502, Jacksonville
$99,000
1 Beds ⋅ 1 Baths ⋅ 2161968 MLS ⋅ 32202 Zip Code
Perched high above downtown Jacksonville, Unit 1502 offers panoramic city views from a desirable corner setting. This one-bedroom, one-bath condo is filled with natural light, and beautiful tile flooring throughout creates a polished, low-maintenance interior. Located in a historic high-rise, the residence blends distinctive character with everyday convenience. An attractive price point makes this property worth considering as a downtown home or an investment with rental income potential. Its elevated position and sweeping outlooks may also appeal to prospective tenants. Nearby, Pearl Square is bringing fresh energy to the neighborhood, while the Florida Theatre, Whole Foods Market, The Fresh Market, EverBank Stadium, and Daily's Place provide access to shopping, dining, sports, and entertainment. Explore a bright, well-positioned city retreat.

311 W Ashley Street Unit 1502, Jacksonville
311 W Ashley Street Unit 610, Jacksonville
$81,000
1 Baths ⋅ 2160653 MLS ⋅ 32202 Zip Code
Investors, take note: this studio condo at 610-311 W Ashley St sits inside Downtown Jacksonville's most talked-about transformation, the emerging Pearl Street District. With one full bath and a flexible layout, it's a blank canvas ready for your vision. Renovation potential is where this property shines. Craft a modern retreat suited to long-term tenants or the booming short-term rental market. Airbnb hosts will love the walkable location and around-the-clock urban energy. The approachable price makes entry easy, while the upside is hard to ignore. As Pearl Square unfolds, bringing parks, restaurants, boutique shopping, and a brand-new Publix, values here are poised to climb. Rosa Parks Station, the historic Florida Theatre, Whole Foods, and Daily's Place all sit within easy reach. Schedule your private showing today.

311 W Ashley Street Unit 610, Jacksonville
311 W Ashley Street Unit 1015, Jacksonville
$89,000
1 Baths ⋅ 2159000 MLS ⋅ 32202 Zip Code
Investor opportunity in the heart of Downtown Jacksonville! This secure 17-story high-rise studio located on the 10th floor with amazing city views offers immediate cash flow. The long-term Section 8 tenant is paying $1,096 per month through October 31, 2027. Ideally located next to the transformative Pearl District development, just two blocks from the new Publix and minutes from EverBank Stadium, where a $1.4 billion redevelopment is underway. Electricity is separately metered, while water and sewer are included in the HOA dues. Building amenities include controlled key-fob entry, a laundry room, a fitness center, and a conference room. Professionally managed, this turnkey property generates over $12,000 in annual gross rental income in one of Jacksonville's fastest-growing urban markets. The studio also comes partially furnished. Property manager offering first 3 months free management with a 12-month contract.

311 W Ashley Street Unit 1015, Jacksonville
311 W Ashley Street Unit 1102, Jacksonville
$105,000
1 Beds ⋅ 1 Baths ⋅ 2156854 MLS ⋅ 32202 Zip Code
Attention Investors! Don't miss this exciting investment opportunity. Located in the heart of Downtown Jacksonville. This 1 bed, 1 bath condo is the perfect opportunity to start or expand your investment portfolio. Ideally located just a few minutes from EverBank Stadium, popular restaurants, nightlife, entertainment venues, riverwalk and directly across from major downtown employers and ongoing redevelopment projects. This unit has a current tenant with a 1 year lease and includes a stove, refrigerator and new HVAC and is well suited for rental income, student housing, and affordable downtown living. The secure building offers 24-hour controlled access, on-site management, a fitness center, laundry facilities, and a mail room for added convenience. The HOA fee includes building insurance, water, trash service and pest control helping to keep ownership costs manageable. Positioned in an area experiencing continued growth and revitalization.

311 W Ashley Street Unit 1102, Jacksonville
311 W Ashley Street Unit 402, Jacksonville
$99,000
1 Beds ⋅ 1 Baths ⋅ 2156853 MLS ⋅ 32202 Zip Code
Attention Investors! Don't miss this exciting investment opportunity. Located in the heart of Downtown Jacksonville. This 1 bed, 1 bath condo is the perfect opportunity to start or expand your investment portfolio. Ideally located just a few minutes from EverBank Stadium, popular restaurants, nightlife, entertainment venues, riverwalk and directly across from major downtown employers and ongoing redevelopment projects. This unit has a current tenant with a 1 year lease and includes a stove, refrigerator and is well suited for rental income, student housing, and affordable downtown living. The secure building offers 24-hour controlled access, on-site management, a fitness center, laundry facilities, and a mail room for added convenience. The HOA fee includes building insurance, water, trash service and pest control helping to keep ownership costs manageable. Positioned in an area experiencing continued growth and revitalization.

311 W Ashley Street Unit 402, Jacksonville
400 E Bay Street E Unit 804, Jacksonville
$379,899
2 Beds ⋅ 2 Baths ⋅ 2155781 MLS ⋅ 32202 Zip Code
Experience elevated downtown living in this newly renovated (July 2026) 8th-floor smart condo. Spanning 1,338 sq ft, 2 bed/2 bath, this unique property features a private balcony with city-view, natural light, and porcelain/marble floors. The modern kitchen boasts brand new quartz countertops, stainless steel appliances, premium cabinetry, and contemporary linear lighting. As the property's only smart condo, it includes a Control4 home automation system with professionally integrated surround sound, multi-room audio/video, climate control, smart lighting, motorized shades, electric fireplace, etc. The unit features two assigned parking spaces and sits within walking distance of the Jaguars stadium, making it a perfect executive retreat. Community amenities include a gym, pool, sauna, concierge lounge, dog park, and sports courts (tennis, squash, racquetball). Seller financing is available for qualified buyers, offering easy access to the Riverwalk, local dining, shopping, and highways.

400 E Bay Street E Unit 804, Jacksonville
311 W Ashley Street Unit 414, Jacksonville
$77,000
1 Baths ⋅ 2152938 MLS ⋅ 32202 Zip Code
Tucked within the Residences at City Place in the heart of downtown Jacksonville, this studio residence offers an efficient 425 square feet. The unit's single bathroom and compact footprint suit a buyer seeking a low-maintenance pied-à-terre or an investor drawn to the building's urban core location. Positioned a short walk from the St. Johns River, the Jacksonville Landing district, and the city's growing collection of downtown restaurants and cultural venues, the address places residents at the center of Jacksonville's ongoing downtown revitalization. This is an opportunity to own a piece of the city's urban core at an accessible price point, with the conveniences of condominium living and proximity to City Hall, the courthouse complex, and downtown's employment centers. Interested buyers are encouraged to review the condominium association documents and current assessments prior to offer.

311 W Ashley Street Unit 414, Jacksonville
400 E Bay Street Unit 1704, Jacksonville
$390,000
2 Beds ⋅ 2 Baths ⋅ 2151481 MLS ⋅ 32202 Zip Code
Experience the pinnacle of urban living in this completely remodeled 2-bedroom, 2-bathroom condominium, offering breathtaking views of downtown & the river. No other unit in the building matches the sheer beauty & craftsmanship of this home. Every inch of this condo has been meticulously upgraded, featuring luxury vinyl plank flooring, custom cabinetry, & exquisite quartz countertops. The brand-new appliances, HVAC system, water heater, & high-end water filtration system ensure modern comfort & convenience. The unit is equipped with smart features, including intelligent lighting, mirrors, security system, locks, and blinds--even the appliances are smart-enabled. The custom tile work & high-end fixtures add a touch of elegance throughout. This condo is a perfect blend of luxury & technology, completely renovated & ready for a new owner. Don't miss the chance to own this unparalleled piece of real estate in the heart of the city. Ask about our preferred membership offering to the Ponte Vedra Inn & Club and The Lodge as well as Epping Forest Yacht Club & The River Club.

400 E Bay Street Unit 1704, Jacksonville
311 W Ashley Street Unit 1602, Jacksonville
$119,900
1 Beds ⋅ 2 Baths ⋅ 2150886 MLS ⋅ 32202 Zip Code
Beautifully Remodeled 1 Bed/1 Bath Condo in the Heart of Downtown Jacksonville! Discover urban living at its finest in this stunning 1-bedroom, 1-bath condo located on the 16th floor of a 17-story building. This unit has been completely remodeled, offering modern finishes and a spa-like bathroom. Enjoy breathtaking views of the city and river, making every moment at home a delight. Key Features: - Completely Remodeled: Most everything is new, providing a fresh and contemporary feel. - Washer/Dryer Hookup: One of the few units in the building with this convenient feature. - Electric Fireplace: Cozy up in style with a new electric fireplace. - Prime Location: Situated in the center of Jacksonville's Gateway Jax redevelopment corridor, surrounded by new construction and urban amenities. One block from Publix under construction Offered at $137,900, this condo is a rare find in a vibrant, growing community. Don't miss your chance to own a piece of downtown Jacksonville!

311 W Ashley Street Unit 1602, Jacksonville
311 W Ashley Street Unit 701 A&B, Jacksonville
$270,000
1 Beds ⋅ 2149215 MLS ⋅ 32202 Zip Code
DOWNTOWN JACKSONVILLE 7th Floor Condo DUPLEX: 8.28% PROFORMA CAP ($22K NOI) with 2 KEYS and POTENTIAL FOR 4 KEYS TOTAL! Your guests will enjoy elevated city views from the 7th floor of Residences at City Place. Engineered for DUPLEX cash flow, this single deeded corner parcel features a dual-key floor plan with 2 private units behind 1 main entry door, headlined by a spacious 1BR corner suite. Fully furnished and turnkey-ready for maximum STR/MTR performance across Airbnb, Furnished Finder, or VRBO. Holding 2 doors under 1 deed minimizes total vacancy risk. Located in Downtown Jax's Gateway Jax and Pearl Square growth zone near EverBank Stadium (Go Jags!), Daily's Place, VyStar Arena, UF Health, and the Federal Courthouse. Amenities: fitness center, clubhouse, elevators, key-card entry, and laundry. Turnkey 1031 Exchange Asset. Combine with Unit 305 A&B (MLS #2147558) to expand to 4 keys at an 8.22% blended proforma CAP rate. Cash only, no creative financing.

311 W Ashley Street Unit 701 A&B, Jacksonville
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